Category: First Time Buyer Mortgages

Why Get Mortgage Advice?
The Value of Mortgage Advice in Doncaster & South Yorkshire By Malcolm Davidson – Experienced Mortgage Broker

Most people only arrange a mortgage every few years whereas Mortgage Brokers are working with Lenders

GET A MORTGAGE AGREEMENT IN PRINCIPLE With Malcolm Davidson – Mortgage Broker in Doncaster & South Yorkshire What is a Mortgage Agreement in Principle? The Value of an Agreement in Principle

How having your mortgage agreed at the

WHICH PROPERTY TO GO FOR ???? This can be confusing as to which one to go for…!

There are 3 main types of property survey available to you….

When you have an offer

WHAT IS GAZUMPING AND CAN IT HAPPEN TO ME…? BY MALCOLM DAVIDSON  – MORTGAGE BROKER IN DONCASTER & SOUTH YORKSHIRE

This is not illegal….and unfortunately this is something that does happen from time to time…

Gazumping occurs

The Bank of Mum and Dad is a phrase used to express money lent to children by their parents.

In recent news, Legal and General claim that The Bank of Mum and Dad is equivalent to

Mortgage Protection Insurance is a term used to encompass various different types of cover designed to protect borrowers from events which could severely impact upon their ability to maintain mortgage payments. There are different variations

The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’ own affordability calculation models, but a recent article from the Daily Mail suggests housing takes up approximately

The number of first-time home buyers relying on the bank of mum and dad in England has risen sharply, according to official figures.

The government’s housing survey shows that last year 27% of such buyers

We are now starting to see the effects of the buy to let surcharge and income tax changes. Already this year we have seen a number of properties come on to the market where private

When it comes to applying for a mortgage and your credit score, the fewer addresses you have on your record the better, however it seems that people are becoming more savvy and aware of this.

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