self employed mortgage advice sheffield

Self Employed Mortgage Advice

SELF EMPLOYED MORTGAGE ADVICE IN DONCASTER

It can be very hard for Self Employed applicants to get mortgage deals without a Specialist Mortgage Broker on your side.

Self-employed mortgage criteria can be a minefield to try to get to the bottom of yourself..!

Something that with the introduction of the Mortgage Market Review rule changes has got even more complex.  Need to move fast?

I am able to help with Self Employed Mortgage Advice for:

  1. First Time Buyers
  2. Remortgage
  3. Home Movers
  4. Change in Personal Situation
  5. Complicated Mortgage Situations…!

Almost all of the high street mortgage lenders use their in-house credit scoring policies when granting mortgages, these are based on that lenders own experience on previous mortgage repayment statistics and repossession information and individual cases that do not fit these tight criteria are not looked investigated further. This will save the bank or building society time and money.

It is possible that lenders have had more cases of arrears with self-employed applicants than employed ones but it is fair to say that employed applicants have to jump through far fewer “hoops” to get a mortgage.

Using a specialist self-employed mortgage broker like me with a minimum of 1 or 2 years accounts and a fairly good credit rating it may be possible to secure a mortgage deal.

Some high street banks have very strict criteria and must-see increasing net profit with a minimum of 3 years accounts or some take an average over 3 years.

It is my job to be able to use my experience and in-depth knowledge of self-employed lending criteria to match you with the most suitable lender and mortgage deal for your requirements.

We move fast and I aim to be right the first time! Saving you money and ensuring you secure the property that you want quickly.

Having problems and seeking self-employed mortgage advice ???

  1. Bank won’t lend enough
  2. Failed banks criteria
  3. Credit score
  4. Fluctuating net profit
  5. Pay structure
  6. Personal situation
  7. Divorce Settlements

Doncastermoneyman.com 
Mortgage Broker in Doncaster
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Doncastermoneyman.com & Doncastermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

The Financial Conduct Authority does not regulate most buy to let mortgages.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We normally charge a fee for mortgage advice; however, this will be dependent on your circumstances, our typical fee is £599.

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