Buying a New House in Doncaster
8 Questions To Ask When Purchasing | Mortgage Advice in Doncaster
Tips for Buying New | Mortgage Broker in Doncaster
Buying a new house can be a stressful time and quite overwhelming, but it doesn’t have to be. We’ve made a shortlist of questions to ask the seller:
1. How much interest has been shown in the house
When buying a brand new house there tends to be a higher demand, you may need to act quickly to ensure that you secure the plot. Try to find out how many have already viewed the house to find out if there is any other ‘competition’ with the house.
2. Is there a chain
If there is no chain, you would likely be able to move quickly, if you also are not in a chain or a first-time buyer you will also be a desirable buyer to the seller as the sale could be completed quickly. This can provide you with an advantage, be sure to use this during your ‘negotiations’
3. Included in the Sale?
New homes can often come with ‘extras’ to incentives you to buy the house. But also older home can come with items unwanted or offered by the seller. It’s wise to check just to clarify, are things like cookers, fridges and carpets, for example could be included in the sale (or offered at an additional price). It’s wise to clarify as you may be left with unwanted items that you then need to remove and dispose of.
4. What are your new neighbours like
Try to gain insight into your new neighbours. On new building developments, this may be a little more difficult.
5. Running Costs
These days people are a little more aware of home running costs and will usually have some insight or ask about the running costs of the home such as gas, heating, electricity, water (particularly if it’s a newer home with a water meter. Also things like Council Tax charges.
6. Your Garden
If your garden is important to you and you like to spend time in yours enjoying the open space, then you may wish to check how well the natural light enters your garden and whether it’s south-facing etc.
7. Home Improvements
Generally, when you move into your new home, you will often want to decorate to your own tastes, but what other work needs to be done. On older properties, you may have some ‘fixes’ or repairs to make. Or make improvements to energy efficiency, insulation, garden work etc.
8. Remedial Fixes
If their are any issues identified you can request the seller fixes these before the sale goes through (or reduces the price). In the case of new homes, there can sometimes be some minor repairs required after you move in due to settlement etc, or simple faults you identify after you move in, but ensure you report these within any given time limits.
So when you are buying your new home whether its a new build or older property, be sure to ask the questions you really need to know about the house, also remember to negotiate your buy price, don’t be too keen and offer to high to start with and remember to take into consideration other factors such as when you would be able to move in and that fits your expectations.
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