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Mortgage Agreement in Principle in Doncaster

Mortgage Agreement in Principle

Mortgage Agreement in Principle – An agreement in principle is a written estimate from a mortgage lender, providing you with an indication of how much money you are able to borrow. With this in hand you can then demonstrate to estate agents and vendors to prove you’re a  buyer that can, in theory, get a mortgage.

If you know anyone who works for a bank or building society, and talk to them about a Mortgage Agreement in Principle, then they will likely  tell you; just “how long it can take to get an appointment with a Mortgage Advisor” at certain times.

Believe it or not, this can be anything from a few days to several weeks – not exactly Responsive! … and likely not what  want you want to hear when you are looking to arrange your mortgage.

Same Day Mortgage Appointment

Here at Doncaster money Man we have Mortgage Advisors available for same-day appointments. So if you have found a house you are interested in or have booked a viewing on one and need to see just what type of mortgage you qualify for and also what will suit you best, then you can speak with a CeMap qualified expert here at Doncaster Money Man at short notice.

You will be able to start your mortgage enquiry quickly and easy, online. Provide a few simple details online with some basic information, then once we have assessed your details and requirements, we can recommend the most suitable mortgage lender for your particular requirements.

Credit Checks

Its normal for a credit check to be carried out by the Lender but it’s not unusual at all for us to be able to obtain a ‘Mortgage Agreement in Principle’ for you on the same day as your enquiry.

From this point you will then have your mortgage agreement principle agreed and can make an offer on the property. You will be better placed than other people viewing the property who have not taken this step and the Estate Agent can put your offer forward as a “qualified purchaser”, e.g. you are in a good position from which to proceed.

Hopefully, this will help you with your successful negotiation on the house sale price if you decide to make an offer!

 

Doncastermoneyman.com:
Mortgage Advice in Doncaster & Surrounding Areas –
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Doncastermoneyman.com & Doncastermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

Doncastermoneyman, 3 Cavendish Court, South Parade, Doncaster, DN1 2DJ.
01302 288250

The Financial Conduct Authority does not regulate most buy to let mortgages.

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