Doncastermoneyman.com – Mortgage Broker in Doncaster & South Yorkshire
Mortgage Advice Options
If you are looking for help and guidance on buying your first property then please get in touch. We are very experienced with working with first time buyers and will help you through every step of the home buying process.
There are some fantastic mortgage deals available to home movers at the moment. It is advisable to get in touch before you start viewing properties so that you have an idea of how much your home buying budget is and also what your monthly repayments are likely to be at that amount.
Many clients who get in touch have already been to visit their own Bank or Building Society and have been turned away for one way or another. Usually due to not meeting the strict lending criteria of the Bank and not able to borrow enough. If this is you, then it is important that you speak with a Mortgage Broker like us and not keep trying with lots of different mortgage lenders. These credit searches could damage your chances of getting a mortgage altogether.
We are able to search 1000’s of remortgage deals on your behalf, saving you time and money. Also, with interest rates being historically low there are some fantastic remortgage products on offer. Usually remortgage applications go through much faster than purchases due to the lower amount of legal work involved.
LET TO BUY MORTGAGE ADVICE – RENT OUT YOUR EXISTING HOME AND BUY A NEW ONE
This is an mortgage area that is growing fast, a let to buy, this is where we turn your existing home in to a Buy to Let and do a new simultaneous residential mortgage application on your new home. This is specialist lending so having an experienced mortgage broker on your side will be highly beneficial.
Buy to Let is very strong in Doncaster, mainly due to the affordable housing and the high rental demand this is something that is expected to continue in the future. We work with many new and existing Landlords looking for Buy to Let mortgage purchase and remortgage options.
It is usually much harder for the self employed to get mortgage deals due to the detailed analysis of data going back years of self employed mortgage conduct. With help of a mortgage broker like us, we are able to utilise our experience and industry knowledge to recommend the most suitable lender for your personal situation.
If your situation is more complicated and you would like to discuss your mortgage options then please contact us for a free mortgage consultation.
Malcolm Davidson & The Team at Doncastermoneyman.com
Mortgage Advice in Doncaster & Surrounding Areas
( Call / E-Mail or Text )