Welcome to our website for Doncastermoneyman. We are a Mortgage Broker in Doncaster & surrounding areas, here to help you with a new or existing mortgage. When you use our services the availability of a Mortgage Advisor in Doncaster increases as you have the opportunity to see your Mortgage Advisor in Doncaster when it suits due to them being available seven days a week. They will be on hand, ready to recommend the best deal for you, offering open and honest Mortgage Advice in Doncaster.
As a excellent Mortgage Broker in Doncaster, we have a great reputation and have, over the years, built up our teams experience so that you can find a great deal. We make sure that each Mortgage Advisor in Doncaster who works for us has an abundance of experience leaving you fulfilled by being provided Mortgage Advice in Doncaster especially to First Time Buyers and existing homeowners.
Being a stand-alone Mortgage Broker in Doncaster, we work with a large panel of lenders. Whether you are buying for the first time or an existing homeowner looking to remortgage and/or capital raise. We’ll hold your hand throughout the whole process and answer any questions you may have in mind. Also, we’ll search thousands of mortgage deals on your behalf and recommend the best one for you – saving both your time and your money.
Feel free to read our genuine reviews from our customers over at Reviews.co.uk. We make sure that your Mortgage Advisor in Doncaster will make it a priority to provide a responsive and responsible service consistently throughout the process.
Because we have the advantage of being a smaller and friendly Mortgage Broker in Doncaster, we are able to add the personal touch to all that we do, we’re here to put your mind at ease and answer any questions you have, until late, seven days a week.
As your friendly and honest Mortgage Broker in Doncaster, we will be by your side throughout your home buying or remortgaging process, you’ll never have a moment where you need to worry. We hope that you’ll find us incredibly helpful, adaptable and flexible to your mortgage needs.
We work independently to Estate Agents, meaning that we have your sole interests at heart. We’re genuinely on your side!
Carrying out your mortgage consultation around your working hours is never a problem. You are assured of receiving professional open & honest Mortgage Advice in Doncaster when you get in touch with a Mortgage Advisor in Doncaster.
The Mortgage Advisor from your Bank is only able to offer a limited range of products which can limit your options when it comes to your mortgage.
Our team offering Mortgage Advice in Doncaster has access to a very large number of lenders. Each one with different criteria and products. Being an experienced Mortgage Broker in Doncaster, we shop around and compare deals for you – saving you the hard work if you were to go direct to a lender.
Often, getting a new mortgage can be tricky and it can be hard to get things in the right order. This is where having a reputable Mortgage Advisor in Doncaster on your side will prove beneficial. Common hurdles that we help our customers overcome include, low credit score, being self-employed, outside of criteria, low borrowing capacity etc. Being an experienced Mortgage Broker in Doncaster, we can usually help.
Our Mortgage Advisors in Doncaster have worked with many customers in all situations. We make sure that they are always using in-depth knowledge of lending criteria and experience providing expert Mortgage Advice in Doncaster.
Being a reliable and well-established Mortgage Broker in Doncaster, we offer all our new and existing customers a free mortgage consultation.
Here, your Mortgage Advisor in Doncaster, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Doncaster, we’ll recommend the best deal tailored to you and ease the pressure throughout the entire purchase.
If you decide to use our Mortgage Advice in Doncaster service, you’ll receive your own dedicated case handler. Both your case handler and your Mortgage Advisor in Doncaster will be on hand to answer all your questions and help.
Your free mortgage consultation in Doncaster will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.
As your trusted mortgage broker in Doncaster, we carry out a Fact Find to establish your personal mortgage needs before we recommend the most suitable mortgage for you and your situation. A credit check is then required for an Agreement in Principle that we’re able to offer. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Doncaster. At the very latest you should obtain one prior to making an offer to assist your bargaining position.
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.
It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.
The minimum deposit when purchasing a house in Doncaster with High Street Lenders is typically around 5%. This can be higher if you have had previous credit problems but will depend on the lender.
If you’ve had credit problems in the past you are still able to get a mortgage but you may possibly be required to put down a higher deposit than usual for the property, perhaps 15% of the property purchase price.
Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.
It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.
Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.