Fast & Friendly Mortgage Advice in Doncaster
7 Days a Week 8AM - 10PM
We love helping all our customers, especially the ones who really need Mortgage Advice in Doncaster - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
For your FREE mortgage consultation call 01302 288250
About UsFor your FREE mortgage consultation call 01302 288250
We love helping all our customers, especially the ones who really need Mortgage Advice in Doncaster - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.
About UsWhat our customers say
- Mortgage Advice
- Why Us?
Mortgage Broker in Doncaster | Mortgage Advice in Doncaster
Welcome to Doncastermoneyman, home of fast & friendly mortgage advice in Doncaster and surrounding areas. We are here to help both those looking to take out their first mortgage, take a look back at their mortgage when their term ends, expand their property portfolio and more. Our top team of mortgage advisors will be on hand, 7 days a week from 8am until 10pm, ready to answer all your mortgage questions and once we reach a certain point in your process, recommend the best deal for you.
We have built up ourselves a brilliant reputation as a hub for providing clear & simple mortgage advice in Doncaster. Our dedicated and experienced mortgage advisors in Doncaster will aim to leave you fulfilled by our service.
Responsive Mortgage Advice in Doncaster
We are a stand-alone company, with no ties to any banks, estate agents or building societies. Instead, we work with a vast panel of different mortgage lenders, each with unique and favourable deals that you otherwise wouldn’t have access to by going direct. No matter whether you’re a First-Time Home Buyer, or are looking to Remortgage / Capital Raise against your property, our dedicated team of hardworking mortgage advisors in Doncaster will use their knowledge and experience to find you the best deal for your personal circumstances, hopefully in the process saving both your time and your money.
In order to gain a realistic and genuine grasp of the level of customer service we aim to provide all of our customers, feel free to read our customer reviews. Whether it’s our initial point of contact, the big steps with your dedicated mortgage advisor in Doncaster, or the nitty gritty with a member of our team of mortgage administrators, we will always work hard to ensure you are well informed, up-to-date and most of all, happy throughout your mortgage process.
Our fast & friendly mortgage advice team are here from 8am until 10pm, 7 days a week to make sure you have the best chance of speaking to someone, whether you’re on a day-off or have just finished work. We work around you, so are able to book you in for an appointment whenever suits you best, including after work if necessary.
We Work For You – Mortgage Broker in Doncaster
As your friendly and honest Mortgage Broker in Doncaster, we will support and guide you throughout your home buying or remortgaging process. We’ll do our best to ease any worries you have during our time together and have the availability to answer any questions you may have. It’s our sincere hope that you’ll find us incredibly helpful, adaptable and flexible to your mortgage needs.
Mortgage Broker versus the Banks Mortgage Advisor
Your options will be limited when opting to go direct and speak to a banks mortgage advisor in Doncaster. A bank will only allow you access to their own products. On the other hand, a trusted mortgage broker in Doncaster like ourselves, we have access to thousands of different deals, many that you would never get by going direct.
Think about it, if you only go direct to High Street Bank A or High Street Bank B, you’re only seeing one set of choices. Will you get the best possible deal available to you by going this route? Alternatively, as a Mortgage Broker, we can compare High Street Bank A & B, as well as factoring in a possible C, D & E. This in turn, could lower interest rates & potentially save you money on your monthly repayments.
Our mortgage and protection team in Doncaster have a great deal of knowledge of working with different criteria and products. Being an experienced Mortgage Broker in Doncaster, we shop around and compare deals for you – saving you the hard work if you were to go direct to a lender.
Overcoming Mortgage Hurdles Together
Often, getting a new mortgage can be tricky and it can be hard to get things in the right order. This is where having a reputable Mortgage Advisor in Doncaster on your side will prove beneficial. Common hurdles that we help our customers overcome include, low credit score, being self-employed, outside of criteria, low borrowing capacity etc. Being an experienced Mortgage Broker in Doncaster, we can usually help.
Our Mortgage Advisors in Doncaster have worked with many customers in all situations. We make sure that they are always using in-depth knowledge of lending criteria and experience providing expert Mortgage Advice in Doncaster.
Free Consultation – Mortgage Advisor in Doncaster
Being a reliable and well-established Mortgage Broker in Doncaster, we offer all our new and existing customers a free mortgage consultation.
Here, your Mortgage Advisor in Doncaster, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Doncaster, we’ll recommend the best deal tailored to you and ease the pressure throughout the entire purchase.
If you decide to use our Mortgage Advice in Doncaster service, you’ll receive your own dedicated case handler. Both your case handler and your Mortgage Advisor in Doncaster will be on hand to answer all your questions and help.
Mortgage advice in Doncaster – Options:
We search 1000's of mortgage deals across a large number of lenders, including:
Common mortgage questions
Your free mortgage consultation in Doncaster will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.
As your trusted mortgage broker in Doncaster, we carry out a Fact Find to establish your personal mortgage needs before we recommend the most suitable mortgage for you and your situation. A credit check is then required for an Agreement in Principle that we’re able to offer. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.
To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Doncaster. At the very latest you should obtain one prior to making an offer to assist your bargaining position.
An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.
It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.
The minimum deposit when purchasing a house in Doncaster with High Street Lenders is typically around 5%. This can be higher if you have had previous credit problems but will depend on the lender.
If you’ve had credit problems in the past you are still able to get a mortgage but you may possibly be required to put down a higher deposit than usual for the property, perhaps 15% of the property purchase price.
Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.
It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.
Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.
