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Fast & Friendly Mortgage Advice in Doncaster

7 Days a Week 8AM - 10PM

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

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We love helping all our customers, especially the ones who really need Mortgage Advice in Doncaster - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

For your FREE mortgage consultation call 01302 288250 or Book an appointment online.

Book Online

For your FREE mortgage consultation call 01302 288250 or Book an appointment online.

Malcoms Image

We love helping all our customers, especially the ones who really need Mortgage Advice in Doncaster - it's not just about finding a mortgage. It's about the journey, we will hold your hand through the full process.

Book Online

Mortgage advice
your way

First Time Buyer

Remortgage

Moving Home

Buy to Let

Right to Buy

Self Employed

Help to Buy

Specialist

What our customers say

Mortgage Broker in Doncaster | Mortgage Advice in Doncaster

Welcome to Doncastermoneyman, home of fast & friendly mortgage advice in Doncaster and surrounding areas. We have built up ourselves a brilliant reputation as a hub for providing clear & simple mortgage advice in Doncaster. Our dedicated and experienced mortgage advisors in Doncaster will aim to leave you fulfilled by our service.

Responsive Mortgage Advice in Doncaster

We are a stand-alone company, with no ties to any banks, estate agents or building societies. Instead, we work with a vast panel of different mortgage lenders, each with unique and favourable deals that you otherwise wouldn’t have access to by going direct. No matter your circumstances, our dedicated team of hardworking mortgage advisors in Doncaster will use their knowledge and experience to find you the best deal for your personal circumstances, hopefully in the process saving both your time and your money.

 

In order to gain a realistic and genuine grasp of the level of customer service we aim to provide all of our customers, feel free to read our customer reviews. Whether it’s our initial point of contact, the big steps with your dedicated mortgage advisor in Doncaster, or the nitty gritty with a member of our team of mortgage administrators, we will always work hard to ensure you are well informed, up-to-date and most of all, happy throughout your mortgage process.

 

We Work For You – Mortgage Broker in Doncaster

As your friendly and honest Mortgage Broker in Doncaster, we will support and guide you throughout your home buying or remortgaging process. We’ll do our best to ease any worries you have during our time together and have the availability to answer any questions you may have. It’s our sincere hope that you’ll find us incredibly helpful, adaptable and flexible to your mortgage needs.

 

Mortgage Broker versus the Banks Mortgage Advisor

Your options will be limited when opting to go direct and speak to a banks mortgage advisor in Doncaster. A bank will only allow you access to their own products. On the other hand, a trusted mortgage broker in Doncaster like ourselves, we have access to thousands of different deals, many that you would never get by going direct.

 

Think about it, if you only go direct to High Street Bank A or High Street Bank B, you’re only seeing one set of choices. Will you get the best possible deal available to you by going this route? Alternatively, as a Mortgage Broker, we can compare High Street Bank A & B, as well as factoring in a possible C, D & E. This in turn, could lower interest rates & potentially save you money on your monthly repayments.

 

Our mortgage and protection team in Doncaster have a great deal of knowledge of working with different criteria and products. Being an experienced Mortgage Broker in Doncaster, we shop around and compare deals for you – saving you the hard work if you were to go direct to a lender.

 

Overcoming Mortgage Hurdles Together

Often, getting a new mortgage can be tricky and it can be hard to get things in the right order. This is where having a reputable Mortgage Advisor in Doncaster on your side will prove beneficial. Common hurdles that we help our customers overcome include, low credit score, being self-employed, outside of criteria, low borrowing capacity etc. Being an experienced Mortgage Broker in Doncaster, we can usually help.

 

Our Mortgage Advisors in Doncaster have worked with many customers in all situations. We make sure that they are always using in-depth knowledge of lending criteria and experience providing expert Mortgage Advice in Doncaster.

 

Free Consultation – Mortgage Advisor in Doncaster

Being a reliable and well-established Mortgage Broker in Doncaster, we offer all our new and existing customers a free mortgage consultation.

 

Here, your Mortgage Advisor in Doncaster, will pay attention to your situation and find out what you are considering doing. Our customers are our priority, and as a trusted mortgage broker in Doncaster, we’ll recommend the best deal tailored to you and ease the pressure throughout the entire purchase.

 

If you decide to use our Mortgage Advice in Doncaster service, you’ll receive your own dedicated case handler.  Both your case handler and your Mortgage Advisor in Doncaster will be on hand to answer all your questions and help.

Mortgage advice in Doncaster – Options:

First Time Buyer Mortgage Advice Doncaster

Our Mortgage Advisors in Doncaster are here to walk you through every step, from initial mortgage enquiry, right until you get the keys to your new home.

Moving Home Mortgage Advice Doncaster

Simply, wanting Mortgage Advice in Doncaster, such as knowing how much you can borrow on a new mortgage, what happens to your old one and how much this will cost?

Remortgage Advice Doncaster

Seeking a better mortgage deal by using our Mortgage Broker in Doncaster, to reduce or extend the term, to add or remove a name, or raise money on your home?

We search 1000's of mortgage deals across a large number of lenders, including:

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Common mortgage questions

Your free initial mortgage consultation in Doncaster will last roughly one hour. We will then be on our way to recommending a mortgage for you, where you have no obligation for you to proceed. If you’d rather not take it and step back for a time, you have every right to do so.

Your mortgage advisor in Doncaster will carry out a Fact Find to establish your personal mortgage needs, before recommending the most suitable mortgage for your situation. A credit check will then be required in order for you to obtain an Agreement in Principle, which we are able to help with. Once you have provided the lener with all the relevant documentation, and you have had a valuation of the property completed, a formal mortgage offer can then be issued.

To avoid finding yourself disappointed when viewing and making offers on properties, we recommend you obtain an Agreement in Principle ahead of time. At the very latest, we recommend that you obtain one prior to making an offer, as this will assist your bargaining position.

An Agreement in Principle will usually last for between 30 and 90 days depending on the Lender that you are with. If your Agreement in Principle expires, you can easily have it refreshed.

You may have the option of taking out a second mortgage on your home for things like debt consolidation or any potential Home Improvements. It may also be possible to take out a mortgage on a second property to use on yourself, for a family member, a holiday home or even a Buy to Let.

The minimum deposit a lender will require when purchasing a house in Doncaster is around 5%. This figure can possibly be higher if you have had previous credit problems, but entirely depends on the lender.

If you’ve had credit problems previously, you may still have a chance at getting a mortgage, but you may possibly be required to put down a higher deposit than for the property than you might have if you had with good credit. This can often be 15% of the property purchase price.

You are able to get a mortgage, once you have submitted at least one year’s accounts. The majority of Lenders use your salary plus dividend to calculate the maximum mortgage amount you can borrow, whereas others will go off your net profit.

You’ll generally be required to send three payslips if you are a standard employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, proof of address and the previous 3 months’ bank statements.

The free mortgage consultation that you receive when getting in touch, will typically last up to an hour. We can help you obtain an agreement in principle within 24 hours of this consultation, with a formal mortgage offer taking on average about three weeks.

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Doncastermoneyman.com & Doncastermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

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Doncastermoneyman, 3 Cavendish Court, South Parade, Doncaster, DN1 2DJ.

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