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Specialist Mortgage Advice in Doncaster

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Declined by the Bank? We Might be Able to Help!

Getting a mortgage can often require a lot of thinking outside the box to achieve the best result. As a Specialist Mortgage Broker in Doncaster, that’s our job! Our team of Mortgage Advisors in Doncaster works with many mortgage lenders that specialise in a variety of areas.

 

If you’re in need of some expert Mortgage Advice in Doncaster, then look no further. We believe the services we provide will be incredibly beneficial to you and your mortgage journey.

 

We are aware of all the mortgage schemes and products available and will be happy to discuss these in detail with you.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Specialist Mortgage Advice in Doncaster

When a customer is seeking the best Specialist Mortgage Advice in Doncaster, we often get approached by many who are after our guidance and advice on various topics seeking guidance. Whatever your situation, we’ll try our best to find the most fitting solution for your circumstances.

Frequent topics we’ve encountered include:

  • Sale Under Value Mortgages
  • Divorce Mortgage Advice
  • Remove a person from a Mortgage
  • Shared Ownership
  • Single Name Mortgages for Married Applicants
  • Professional Mortgages
  • Second Home Mortgages
  • Holiday Home Mortgages
  • New Build Mortgages
  • Non-Standard Construction Property Mortgages
  • Multiple Applicant Mortgages
  • Mortgages Past Retirement Date
  • Offset Mortgages

 

The above list is just a brief overview of what customers have contacted us about in the past. There may be a situation you’re in that isn’t on our list, in which case please get in touch as we’d still love you help you through the mortgage process.

 

Contact us to book your free specialist mortgage consultation

In need of a Specialist Mortgage Advisor in Doncaster?

  • We’re open and honest with our customers.
  • Also, we offer our customers a free mortgage consultation.
  • Our Mortgage Advisors in Manchester is fully equipped and able to handle complicated situations on a regular basis.
  • We have special connections with specialist mortgage lenders to find you the best deal.
  • We know our criteria and very experienced in mortgages.
  • We offer you help and support throughout the whole process.
  • Mortgage appointments are available daytimes, evenings or weekends.

 

As your Mortgage Advisor in Doncaster, we are here to help you. Get in touch with us today and make a date for your free mortgage consultation.

What our customers say

Common mortgage
questions

Your free mortgage consultation in Doncaster will last round about one hour. We will then recommend a mortgage for you with no obligation for you to proceed and you can decide whether or not you wish to proceed with the mortgage.

As your trusted mortgage broker in Doncaster, we carry out a Fact Find to establish your personal mortgage needs before we recommend the most suitable mortgage for you and your situation. A credit check is then required for an Agreement in Principle that we’re able to offer. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

To avoid possible disappointment, we recommend you obtain an Agreement in Principle before you begin viewing properties in Doncaster. At the very latest you should obtain one prior to making an offer to assist your bargaining position.

An Agreement in Principle typically lasts for between 30 and 90 days depending on the Lender used. If your Agreement in Principle expires it can always be refreshed.

It may be possible to get a second mortgage on your home for things like debt consolidation or Home Improvements. It may also be possible to take out a mortgage on a second property if you’re wanting to use it for yourself, a family member, a holiday home or a Buy to Let.

The minimum deposit when purchasing a house in Doncaster with High Street Lenders is typically around 5%. This can be higher if you have had previous credit problems but will depend on the lender.

If you’ve had credit problems in the past you are still able to get a mortgage but you may possibly be required to put down a higher deposit than usual for the property, perhaps 15% of the property purchase price.

Once you have submitted at least one year’s accounts, you are able to get a mortgage. Most Lenders use your salary plus dividend to calculate the maximum mortgage, whereas others are known to go off your net profit.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for self-employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free consultation typically lasts up to an hour or so. We can turn round an agreement in principle within 24 hours. A formal mortgage offer takes about three weeks on average.

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We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property in Doncaster!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

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Doncastermoneyman.com & Doncastermoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Doncastermoneyman

Doncastermoneyman, 3 Cavendish Court, South Parade, Doncaster, DN1 2DJ.

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